Senior Commercial Lender

What You'll Be Doing: Business Development Prospect, develop, and close new commercial banking relationships across the OKC Metro Leverage existing networks and build new ones through community involvement, referral sources, and direct outreach Cross-sell a full suite of commercial banking products, including treasury management, deposit services, and business banking solutions Represent the bank at community events, industry associations, and civic organizations Lending & Credit Originate, structure, and negotiate commercial loans, including C&I, owner-occupied CRE, construction, and lines of credit Conduct thorough financial analysis of business and personal financial statements, tax returns, cash flow, and collateral Prepare and present well-supported credit memos with clear analysis, risk identification, and sound recommendations Actively manage and monitor an existing commercial loan portfolio, identifying credit deterioration early Ensure loan documentation, covenants, and compliance requirements are met throughout the life of each credit Client Relationship Management Serve as the primary point of contact for a portfolio of commercial clients, providing responsive, high-touch service Conduct regular portfolio reviews and business calls to understand evolving client needs Collaborate with internal partners across treasury, mortgage, and wealth to deliver comprehensive financial solutions Resolve client issues promptly and professionally, maintaining a high standard of service and trust What You Bring Required 7+ years of commercial lending experience with a proven track record of production and portfolio management Strong credit acumen, including financial statement analysis, cash flow analysis, loan structuring, and risk assessment Demonstrated ability to independently develop new commercial banking business Experience with C&I and/or commercial real estate lending Excellent written and verbal communication skills, including the ability to present credit requests clearly Thorough understanding of banking regulations, compliance requirements, and sound lending practices Bachelor's degree in Finance, Accounting, Business, or a related field Preferred An established book of business and existing relationships in the OKC Metro Experience with agricultural, energy sector, or SBA lending Completion of a formal bank credit training program