Technical Architect – Commercial Lending & Collateral Platforms

Key Responsibilities: Define end-to-end architecture for collateral services, workflows, APIs, events, data, UI, and integration layers. Design microservices, Domain-Driven Design (DDD), API-first and event-driven architectures. Lead integrations with AFS, ACBS, Loan IQ, nCino, credit risk, customer master, and document platforms. Define collateral data models, data quality, reconciliation, migration, coexistence, and legacy decommissioning strategies. Establish security, IAM, RBAC, encryption, audit, resilience, scalability, DR, and observability standards. Define CI/CD, Dev Sec Ops, testing, cloud, and Kubernetes strategies. Provide technical leadership to onsite/offshore engineering teams and drive architecture governance. Partner with business and collateral SMEs to translate requirements into scalable technical solutions. Support phased delivery covering core collateral controls, automation, and future AI/ML capabilities.

Required Qualifications: 15+ years of software engineering/architecture experience. 6+ years as a Technical Architect or Solution Architect. Banking, commercial lending, collateral, or credit-platform experience strongly preferred. Strong Java/Spring Boot or. NET, REST/GraphQL, Kafka, microservices, DDD, and event-driven architecture experience. Experience with AWS or Azure, Kubernetes, containers, and cloud-native architecture. Strong data architecture experience with Oracle, PostgreSQL, or SQL Server, including ETL/ELT and reconciliation. Experience with legacy/COTS platform migration and phased cutover. Strong knowledge of IAM, SSO, OAuth 2.0, encryption, secrets management, and audit logging. Excellent stakeholder communication and architecture governance experience. Preferred Drools, Camunda, or Pega experience. Collateral platforms such as STOC or Broadridge COLLATE. Angular or React experience. AI/ML exposure, particularly intelligent document processing or predictive monitoring. TOGAF, AWS, Azure, or Kubernetes certifications.