Homeowners Insurance Underwriter

Key Responsibilities: Evaluate and underwrite new homeowners insurance applications to ensure compliance with underwriting standards. Review renewal policies to assess continued eligibility, changes in exposure, and overall account profitability. Partner with internal agents to provide underwriting guidance, feedback, and education on company standards. Apply independent judgment to balance risk selection, retention, and profitability objectives. Maintain current knowledge of regulatory and coverage variations across AZ, CA, ID, NV, UT, and TX.Document underwriting decisions clearly and accurately within automated systems.

Qualifications: Minimum 2 years of direct homeowners/property underwriting experience (P&C background preferred).Strong analytical and risk assessment skills. Effective written and verbal communication skills. Knowledge of multi-state regulatory requirements. Proficiency with underwriting platforms and office software. Detail-oriented with strong organizational skills and professional judgment.

What We Offer: Competitive base salary with performance-based bonus opportunity. Profit sharing and 401(k) plan. Comprehensive benefits including medical, dental, life insurance, LTD, paid time off, and holidays. Tuition reimbursement and professional development opportunities. Stable, team-oriented environment with a legacy of excellence. Please submit your resume and salary requirement for consideration. NON-SMOKING OFFICEPlease see our Privacy Notice For Job Applicants here:https://www.westernmutual.com/careers/privacynoticeforjobapplicants