Financial Institutions Department - Credit VP

Responsibilities: Credit Portfolio Maintenance / Credit Officer Conduct in-depth analysis of new credit requests, credit change requests, renewals and annual customer relationship reviews Report any findings that may adversely affect loan collateral or borrower’s ability to pay/repay the loan Present detailed credit analysis to relevant parties (e.g., Loan Officers) Ensure all credit files are complete with supporting documentation Perform annual file reviews Update CRR and Credit usage tracker Complete any credit-related tasks/assessments requested by second line in a timely manner Participate in internal and external audit requests and take remediation actions when needed Participate in special projects and other duties as assigned Generate monthly reporting items for CRC and regulatory required items Credit Review and Ongoing Screening Conduct due diligence on CRR entities in accordance with bank policies, procedures and regulatory requirements Report any unusual credit activities to supervisor and department head Review loan files as needed to ensure quality, consistency, and compliance with regulatory requirements Perform quality assurance and editorial functions for the credit recommendation report and proposal Customer Service Perform liaison functions for FI customers and relevant business departments to resolve inquiries Actively support new types of customers and new product onboarding Other DutiesThis job description reflects management’s assignment of essential functions, and it does not prescribe or restrict the tasks that may be assigned.