Financial Crime, AML & KYC Analyst

Compensation: $75-$100 per hour

What you'll do: Adjudicate transaction-monitoring alerts from an alert packet + KYC/CDD profile + transaction history; document the disposition and draft the SAR narrative where warranted. Review client onboarding / KYC packets for completeness and cross-document discrepancies; produce the remediation list. Resolve multi-layer beneficial-ownership structures and apply 10%/25% UBO thresholds. Adjudicate sanctions and adverse-media hits (true match / false positive / escalate) with a short rationale each. Triage supervisory alert queues; adjudicate card fraud & disputes; assess flagged communications against trade records. You're a fit if you have 3+ years hands-on in AML / financial-crime, KYC/CDD, sanctions screening, fraud/disputes, or transaction surveillance at a bank, fintech, payments company, or MSB.Working knowledge of FinCEN / FATF / OFAC frameworks and SAR / CDD documentation standards. Clear, defensible written rationales.

Nice to have: CAMS/ACAMS or CFE; enhanced due diligence / entity unwinding; SQL or transaction analytics; fintech / payments experience. Assessment A timed exercise: a mock alert packet → disposition + SAR narrative; a KYC packet → discrepancy & remediation list; a batch of sanctions hits → adjudication with rationale. Details Contract, hourly (~15 hrs/week), remote, US-based. Pay $75-100/hr based on experience. We consider all qualified applicants without regard to legally protected characteristics and provide reasonable accommodations upon request. Contract and Payment TermsYou will be engaged as an independent contractor. This is a fully remote role that can be completed on your own schedule. Projects can be extended, shortened, or concluded early depending on needs and performance. Your work will not involve access to confidential or proprietary information from any employer, client, or institution. Payments are weekly on Stripe or Wise based on services rendered.

Please note: We are unable to support H1-B or STEM OPT candidates at this time.