Senior Risk Compliance Officer - Deposit Compliance
fhn financialMemphis, TN
Senior Risk Compliance Officer - Deposit Compliance
fhn financialMemphis, TN
yesterday
Industries
Commercial BankingSavings Institutions and Other Depository Credit IntermediationOffices of Bank Holding CompaniesAbout the role
Deposit Compliance Program LeadLead the deposit compliance program across products, channels, and operations. Serve as the primary adviser to deposit operations, digital banking, and branch leadership on regulatory obligations and client-impacting risks. Drive risk assessments, issue management, and regulatory change management to protect our clients and the bank.
Essential Duties and Responsibilities:
- Regulatory advisory and interpretation
- Provide clear, practical guidance to associates on deposit regulations and emerging regulatory expectations.
- Review and sign off on business requirements, product changes, marketing, and client communications for compliance impact.
- Risk assessment and control oversight
- Own the deposit compliance risk assessment; identify inherent risks, controls, residual risk, and key risk indicators (KRIs).Issue management and remediation
- Investigate potential breaches, client harm, and complaints trends; determine root cause and client remediation.
- Track, challenge, and verify timely closure of issues and action plans.
- Regulatory change management
- Lead end-to-end change intake for new/updated rules; assess impact, gap controls, and ensure durable implementation.
- Serve as deposit compliance subject-matter expert during regulatory exams and internal audits.
- Policies, procedures, and training
- Own or co-own deposit compliance policies/standards; review and challenge first-line procedures.
- Supervisory Responsibilities
- No supervisory responsibilities
Qualifications:
- Bachelor (4-year college) degree 5+ years of Banking experience or equivalent combination of education and experience
- Previous experience in risk management, internal audit, compliance, or control testing preferred.
- Professional certification preferred (e.g., CRCM or equivalent).Familiarity with relevant banking regulations (e.g., FRB, CFPB, FDIC) and control frameworks preferred.
- Strong analytical skills and attention to detail.
- Excellent written and verbal communication abilities.
- Proficiency in MS Office Suite; experience with audit or risk management software is a plus.
- Computer and Office Equipment Skills
- Microsoft Office suite
- Certificates, Licenses, Registrations (Ex: CPA, Series 6 or 7 license, etc)
- None required
About Us:
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and visionHSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Job InfoJob Identification 1666 Job Category Support Posting Date 11/02/2026, 03:21 PMJob Schedule Full time Locations 165 MADISON AVE, MEMPHIS, TN, 38103, US
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JOB OVERVIEW
Experience level
Manager
Location
Memphis, TN
Occupation
Compliance Managers
Industry
Commercial Banking
Posted
yesterday
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