Principal Product Manager – Risk & Decisioning

Industry: Fintech | Payments | Lending | BNPL | Financial Services

Technical Must-Haves: 7+ years of Product Management experience within fintech, payments, lending, BNPL, issuing, insurance, or financial risk. Risk & Decisioning: Experience owning real-time transaction approval systems, fraud detection, underwriting, or credit risk products. Loss Economics: Strong understanding of expected loss, approval rates, loss rates, unit economics, and financial exposure. ML/AI Model Productization: Experience partnering with Data Science and Engineering to deploy predictive risk models, decision engines, and rules-based systems into production. Data-Driven Product Ownership: Ability to evaluate precision/recall tradeoffs, optimize decision thresholds, and measure financial impact. End-to-End Product Delivery: Proven ability to build and scale technically complex products from concept through production.

Industry Experience Required: Fintech, payment processing, lending, BNPL, credit/underwriting, insurance, or financial platforms where the company directly assumes financial risk or transaction losses.

Preferred: Cross-border payments, fraud prevention, regulatory compliance (AML/BSA, NACHA, PSD2), or quantitative finance.

Ideal Candidate: A hands-on, technically fluent Product Manager who has directly owned risk-related financial outcomes—not simply supported fraud or compliance initiatives. Unfortunately, no sponsorship or transfer.